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Wits and wagers betting rules of blackjack

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It is a trivia game but you really don't have to know trivia to win. Can it help? But a player could literally play the whole game without writing down a correct answer and still win due to how scoring works see above. Strategy is not so much a part of the guessing-I-mean-answering part of the game. More specifically - Diversification. The betting part of the game is where the most action takes place. Lots of discussion, maybe some mild disagreements among partners over where and how to bet, and plenty of "coins" being moved from one guess to another.

And sometimes back again or to yet another different guess entirely. It's a hoot! How many cups of coffee does the average American drink in a year? For the most part, our answers to these questions are all random guesses. Unless you really and truly know the answer - which is pretty rare - it's a huge risk to put your entire bet for that round on one guess…err, answer.

When it comes to picking stocks or investments, it's all a random guess as well. I've beat this drum for years. If someone could accurately and reliably predict the market, why on earth would they share any of that information with anyone let alone you or me???

Plus, picking stocks or investments that consistently outperform is hard. Like "in pounds, how much potatoes does the average American eat each year? The handy dandy chart shows annual performance of major asset classes in the US, international, and emerging markets over the most recent year period.

The top chart ranks the annual returns from highest to lowest using the colors that correspond to the asset classes and the bottom chart displays annual performance by asset class. Regardless of whether you look at US or non-US markets, there's little predictability in asset class performance from one year to the next. Do you see any kind of pattern? I sure don't. You HAVE to put it in only one of the asset classes below.

You are only allowed to look at the performance from the year prior Ready, go! Looking at the performance now, it would be easy to say Emerging Markets…lol! But how many of us would be scared out of our minds to put our money in that asset class having seen it was down Remember: in our Wits and Wagers board game there are lots of guesses out there and everyone is participating. This is not unlike the financial media and their expert opinions read: guesses telling us what to do and where to invest.

Now let's go back a year - Jan 1, - and our game rules are the same. You can only put your money in one asset class and only have performance data from the year prior. How many of us would be champing at the bit to wager on Emerging Markets now? When it comes to investing, huge rewards also tend to carry huge risk. A guess. We call this speculation. Maybe it's for you.

If not, keep reading. In gambling terms, this is called "hedging". The same theory can be applied to investing. We pick emerging markets because it was the top performer in and we diversify with a 5-year bond portfolio because it was the 2nd best performer in see the quilt chart above.

But because bonds did not go down in value in like the rest our "portfolio" we only suffered a The bonds acted as a buffer against the complete and utter whiff on our Emerging Markets guess. Diversification is working here. And diversification, like all investing, requires good investor behavior - meaning we have to ride the waves like our son, Sutton. Not too shabby especially considering the alternative.

Let's take a quick break from the action to remind everyone my examples above and through the duration of this are not recommendations but merely an effort to show how diversification can work and the importance of it. And we're also using very short term time horizons to further simplify how diversification works.

This version of the game does not play too differently than the others. You secretly answer a trivia question all answers are numbers. After revealing the answers, you bet on whose answer is the closest without going over. You have two betting chips and may place them on the same or different answers. You get a poker chip for each betting chip on the winning answer. You also get a chip for being the player or team with the winning answer. On the seventh and final question you may bet your poker chips.

Winning still pays out one to one and the player or team with the most poker chips wins. Wits and Wagers Party is not very different from the original game. The betting and payouts have been streamlined a bit. But the basic game play is the same. The questions are simpler and make the game easier for children. The components are great. The poker chips are of much better quality than those in the original game and the erasers on the end of the dry erase markers are fantastic. The rules are well written and easy to follow.

If you are looking for a party game that a variety of people can play and enjoy check out Wits and Wagers Party. This game is great to play with kids and is very good for large groups.